Owner / Financial Planner
Phone: (03) 5264 8879
Paul Chalmers is a highly experienced financial planner specialising in Self-Managed Superannuation Funds (SMSFs) and holds the Certified Financial Planner (CFP) designation. With over 18 years of industry experience, Paul has helped numerous clients achieve their financial goals through personalised financial planning strategies.
Paul possesses in-depth knowledge of the regulatory and compliance requirements surrounding self-managed superannuation funds. He has guided clients in setting up and managing their SMSFs, ensuring they maximise their retirement savings and take advantage of tax-efficient investment strategies within the SMSF framework. Paul has also achieved the prestigious Certified Financial Planner (CFP) designation, which signifies his commitment to upholding the highest standards of professionalism and ethics in the financial planning industry. This certification demonstrates his comprehensive knowledge of financial planning principles, investment strategies, risk management, retirement planning, and estate planning.
With his extensive knowledge and expertise, Paul offers comprehensive financial planning services to individuals, families, and businesses. He assists clients in setting and achieving their financial goals, whether it’s retirement planning, investment management, tax optimisation, wealth protection, or estate planning. He believes in building long-term relationships with his clients based on trust, transparency, and personalised attention.
Paul is committed to staying updated with the latest trends, regulations, and best practices in the financial planning industry. He regularly attends professional development programs and industry conferences to enhance his knowledge and skills, ensuring he provides the most relevant and effective advice to his clients.
Paul’s approach to financial planning is client-centric. He takes the time to understand each client’s unique circumstances, goals, and risk tolerance. By tailoring strategies to individual needs, he provides personalised financial plans that align with his clients’ objectives, helping them make informed financial decisions.
Nathan Ritchie is a dedicated and experienced financial planner, specialising in Self-Managed Superannuation Funds (SMSFs). With a strong background in finance and a passion for helping clients achieve their financial goals, Nathan is committed to providing personalised and strategic financial advice.
A a SMSF specialist, Nathan possesses extensive knowledge of the rules, regulations, and compliance requirements associated with self-managed superannuation funds. He has guided numerous clients through the process of setting up and managing their SMSFs, ensuring they optimise their retirement savings and take advantage of tax-efficient investment strategies within the SMSF framework.
Nathan is a Certified Financial Planner (CFP), demonstrating his expertise and commitment to the highest standards of professionalism in the financial planning industry. Through his CFP designation, he has demonstrated his comprehensive understanding of financial planning principles, investment strategies, risk management, retirement planning, and estate planning.
Nathan also holds a Bachelor’s Degree in Financial Planning from a Deakin University. His educational background has equipped him with a strong foundation in financial analysis, investment management, and financial planning strategies.
Nathan’s expertise lies in providing comprehensive financial planning services to individuals and families. He assists clients in various areas, including retirement planning, investment management, tax optimisation, risk management, and estate planning. By taking a holistic approach to financial planning, Nathan aims to create personalised strategies that align with his clients’ unique circumstances and long-term goals.
Nathan believes in building strong relationships with his clients based on trust, open communication, and a deep understanding of their financial aspirations. He takes the time to listen to his clients’ concerns and objectives, allowing him to craft customised financial plans that address their specific needs. With a client-centered approach, Nathan ensures his clients’ best interests are always at the forefront of his recommendations.
Nathan is committed to staying abreast of industry trends, regulatory changes, and best practices. He regularly participates in professional development programs, attends seminars, and engages in ongoing education to enhance his knowledge and skills. By staying updated, Nathan can provide his clients with the most up-to-date advice and strategies to navigate the evolving financial landscape.
Sean Joblin is an experienced and dedicated accountant. With a meticulous eye for detail and a commitment to accuracy, Sean has built a reputation as a reliable and trustworthy professional in the accounting field in the Surfcoast.
He has completed his CPA and is a currently active member of the Institute of Public Accountants. Along with his accounting degree, he also has a degree in Economics and a Diploma in International Trade. His prior work life history includes Senior Management Roles, along with other various small business he has created and on sold.
Sean and Geelong Accounting merged their business in July 2021. Prior to that, Sean had run his own Torquay based practice for over 10 years. Moving forward, he will be based out of the Surfcoast Financial office, in Torquay.
Sean enjoys assisting in the growth and development of his clients’ businesses, regardless of which industry they are in. He is known as an honest, diligent, down to earth straight talker, who works with his clients. Outside the office, Sean’s passion for surfing remains an integral part of his life.
Kirby is a highly skilled financial planner with a specialisation in personal insurance protection. With over 15 years of experience in the field, Kirby has developed a deep understanding of the importance of safeguarding her clients’ financial well-being through comprehensive insurance strategies.
Kirby holds a Bachelor of Commerce degree, majoring in Financial Planning and Accounting, which has provided her with a solid foundation in understanding financial principles and strategies. She leverages her academic background and extensive experience to deliver tailored solutions that align with her clients’ unique needs and goals.
Kirby’s focus and expertise lie in personal insurance protection. She recognises the critical role insurance plays in safeguarding her clients’ financial security against unforeseen events such as disability, critical illness, or premature death. By conducting thorough risk assessments and leveraging her in-depth knowledge of insurance products, Kirby helps her clients secure the most suitable coverage to protect themselves and their loved ones.
Kirby is dedicated to providing the highest level of service to her clients. She believes in taking the time to understand each client’s specific circumstances, goals, and risk tolerance. By developing a deep understanding of her clients’ needs, Kirby can tailor insurance solutions that meet their unique requirements, ensuring they have the best product, knowledge, and service.
Throughout her career, Kirby has demonstrated strong leadership and organisational skills. She has managed the day-to-day operations of her office, overseeing tasks such as claims processing, para planning, and client management. Her ability to efficiently handle multiple responsibilities allows her to provide a seamless experience to her clients, ensuring their needs are met with the utmost professionalism and attention to detail.
Having lived in Torquay her entire life, Kirby possesses a deep understanding of the local community and its unique financial dynamics. She has developed strong connections within the area, allowing her to provide clients with insights and recommendations that are specifically tailored to their local context.
Kirby stays up-to-date with industry developments, market trends, and regulatory changes to provide her clients with the most relevant and effective advice. She regularly engages in professional development activities, such as attending seminars and workshops, to enhance her skills and knowledge, ensuring she delivers top-notch service to her clients.
Kirby is currently employed by Regional Insurance Solutions, our life insurance affiliate company, part of the Surfcoast Financial Group.
Sue is a highly skilled and detail-oriented professional specialising in administration for Surfcoast Financial. She has been part of our team for over five years. With a deep understanding of financial principles and a passion for helping individuals achieve their financial goals, Sue plays a crucial role in ensuring the smooth operation of financial planning processes.
As a Financial Planning administrator, Sue is responsible for coordinating and overseeing various aspects of financial planning processes. She possesses a comprehensive knowledge of investment products, insurance policies, SMSF and retirement planning. Sue meticulously reviews client financial documents, ensuring accuracy and compliance with regulations and company policies.
Sue’s attention to detail and organisational skills are the backbone of her success in Financial Planning administration. She efficiently manages client data and process. Her expertise in financial software and tools enables her to streamline processes and improve overall efficiency.
Ellie is a dedicated and motivated professional working in the role of Financial Planning Administration for both the Surfcoast Financial and Regional Insurance teams.
Ellie provides essential administrative support to the financial planning team. She is responsible for tasks such as data gathering, document preparation, and client communication. With meticulous attention to detail, she ensures that all client information is accurate, up-to-date, and properly organised.
Ellie’s strong analytical skills and proficiency in financial software enable her to assist with financial analysis and report generation. She collaborates closely with senior team members to gather and analyse client financial data, helping to create comprehensive financial plans tailored to each client’s unique circumstances and goals.
Ellie’s commitment to accuracy, continuous learning, and great client service makes her an integral part of the financial planning team, supporting the achievement of clients’ financial goals and personal protection.